Theodore Iacobuzio: Vice President, Global Insights, MasterCard

Theodore Iacobuzio: Vice President, Global Insights, MasterCard

ted_iacobuzioTheodore Iacobuzio is vice president in charge of Global Insights, MasterCard’s interdisciplinary thought leadership organization. He and his team use market research, industry knowledge and rigorous quantitative analysis better to understand consumer behavior and market dynamics—and how insights into those factors can strengthen the business performance of MasterCard customers around the world as they look 12 to 36 months ahead.

Under his direction, MasterCard has published groundbreaking work on payments profitability, the credit/debit dynamic in U.S. payment cards, global debit point-of-sale migration, remittances in Asia/Pacific and the Middle East, and affluent segmentation in Brazil. Ted is the moving spirit behind Global Insights’ highly regarded Mobile Payments Readiness Index (, as well as the Payments Perspectives blog, .

Prior to joining MasterCard in 2003, Mr. Iacobuzio led the Payments Practice at TowerGroup. The first analyst at TowerGroup to cover payment cards as a discipline, Ted wrote on information marketing, credit scoring, solicitation and portfolio management in credit cards, on deposit accounts and debit cards, ecommerce and mobile, and was the first industry analyst to publish on the subject of asset-backed securities in the U.S. market. He also covered global issues, including EMV, chip and PIN, cross-border clearing and settlement in the EU and the Single European Payments Area (SEPA). Ted has also published extensively on high tech issues, especially on chip cards. He is the author of a series of infrastructure cost analyses for the implementation of chip cards in the US.

A known industry speaker, Ted has presented to issuers, merchants and acquirers around the world, most recently The American Banker’s Mobile Payments conference.

Ted is a graduate, summa cum laude, Phi Beta Kappa, of Amherst College.

Based in Purchase, N.Y., he can be reached at